Risk Profile Questionnaire

How to complete this questionnaire.

There are no incorrect answers. Simply tick the box next to the most appropriate answer for you.

Couples: It is best to answer the questions on an individual basis as risk tolerance and understanding of financial markets can vary between individuals. However, you can choose to complete the questionnaire together. If you find your answers differ, please submit the questionnaire separately as there is an opportunity once submitted to submit a new set of responses with a new participant.

The below questions will be used to determine appropriate investments for your portfolio. It is critical that this reflects your actual attitude towards investment risk. Choose one answer on each question, if in doubt choose best answer that is closest to your opinion.

It measures two key factors:

1. Your time horizon - When will you begin withdrawing money from your account and at what rate?
If it is many years away, there may be more time to weather the markets inevitable ups and downs and you may be comfortable with a portfolio that has a greater potential for appreciation and a higher level of risk.

2. Your risk tolerance - How do you feel about risk? Some investments fluctuate more dramatically in value than others but may have the potential for higher returns.

It is important to select investments that fit within your level of tolerance for this risk.

Your adviser will discuss your responses and how they apply to your portfolio when we meet with
you.

Your Details

Client 1

First Name(s) *

Middle Name(s)

Surnames *

Email Address *

Who is your Keystone Wealth Financial Adviser? *

Q1. Which of the following best describes your own knowledge and experience level as an investor?

I have had virtually no experience and knowledge in investing money apart from using bank accountsI have had limited experience and knowledge in investingI have had a reasonable level of investment experience and knowledgeI would consider myself an experienced and knowledgeable investor

Q2. Thinking about the risk you have taken with your past and current investment choices, how would you describe the level of risk?

HighModerateLowNot applicable as my past experience is limited

Q3. In the context of investing, what best describes your attitude to risk?

It is something to be avoidedIt is a source of uncertainty and needs to be limitedIt can create the opportunity for improved returnsIt is something to be embraced

Q4. If asked to make your own investment decisions how would you feel?

Not at all comfortableSomewhat comfortableQuite comfortableVery comfortable

Q5. If you held a sizable investment that regularly went up and down in value, which would you be likely to do?

Watch its progress daily or weekly as I'm likely to be anxious about investment performanceWatch its progress monthly out of concern over investment performanceWatch its progress regularly, not out of concern, but just for general interestOnly check its progress once or twice a year

Q6. How would you feel if a large percentage of your investment portfolio was invested in the share market?

Very comfortableReasonably comfortableA little hesitant but willing to consider itNot comfortable

Q7. If you owned a large amount of shares and the stock market fell quickly by 20%, what do you believe your natural reaction would be?

To sell all the shares as soon as possible to avoid any further fallsTo sell some of the shares to reduce exposure to future fallsTo hold the shares and wait for a recoveryTo look for ways to buy more shares

Q8. Do you expect to access your superannuation within the next 10 years?

YesNo

In relation to your superannuation / pension accounts how would you describe your requirement for regular income and capital withdrawals (withdrawing large lump sums)? *

I am more than 10 years from retirement and being able to access super (generally age 60)I require regular income now, or I will when I retire, but I do not expect I will require large lump sum withdrawalsI expect I will require large lump sum withdrawals (i.e. to pay off debt) within the next 5 – 10 years (generally only available after age 60I expect I will require large lump sum withdrawals (i.e. to pay off debt) within the next 1 – 5 years (generally only available after age 60)

In relation to your Investments such as shares and managed funds when do you plan to start accessing your capital (withdrawing large lump sums)? *

In more than 10 yearsIn 5-10 yearsIn 1-5 yearsI am currently withdrawing, or I will be within 1 year

Q9. Please rank the following in order of importance as they apply to your investing preferences.

Q10. Please provide any further relevant information regarding your investment experiences or preferences below.